We overspent, we got scammed and even accumulate some debts that time, our savings were down to zero. Not to mention having business hiatus and husband’s job went off season during that time. (Newbie parents, I know you can relate! :))
Our budgeting and financial management were all messed up. I wasn’t able to record our expenses for almost 2 years because instead of recording our expenses I would rather catch up some sleep and rest. When I gave birth and became a mom, everything changed. Thank God for the wisdom in handling finances, we are able to save up and started investing even before we got married. My husband often told me how blessed he is for having me and for being a “low maintenance wife” haha!Įverything is recorded, even Php 5 peso na mani sa kanto ay recorded… haha! Maybe because I started working at an early age, that experience helped me be a budget-conscious person. Man talagang budgeting plan and only few people really do have a budgeting system. Si Nanay pa lang palaging sinasabi “Wala pa kaming budget para dyan…” But as I observe wala na The term “budget” is overly used in every Filipino Family’s home. Moneykit is a money management system in a box that will help every Filipino to: Have you heard about Coach Chinkee Tan’s Moneykit?
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